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Banking Exam - BANK


As per the latest notification, IBPS Clerk 2018 exam pattern has been changed. You can check the updated IBPS Clerk syllabus & exam pattern in this post below. IBPS Clerk Syllabus 2018 is very much same as any other Bank Exam. I. The structure of the Examinations which will be conducted online are as follows:

a. IBPS Clerk Exam Pattern: Preliminary Exam
S. No. Name of Tests No. of Questions Maximum Marks Duration
1 English Language 30 30 Composite time of 1 hour
2 Numerical Ability 35 35
3 Reasoning Ability 35 35
  Total 100 100  

Candidates have to qualify in each of the three tests by securing cut-off marks to be decided by BANK. Adequate number of candidates in each category as decided by BANK depending upon requirements will be shortlisted for online main examination.

b. IBPS Clerk Exam Pattern: Mains Exam
Name of Tests (Objective) No. of Questions Maximum Marks Medium of Exam Time allotted for each test (Separately timed)
Reasoning Ability & Computer Aptitude 50 60 English & Hindi 45 minutes
English Language 40 40 English 35minutes
Quantitative Aptitude 50 50 English & Hindi 45 minutes
General/ Financial Awareness 50 50 English & Hindi 35 minutes
Total 190 200   160 minutes


CWE - ONLINE EXAMINATIONS IBPS PO Preliminary Exam Pattern consist of 100 questions & in 3 sections and 1 hour of time. The marks obtained in the Preliminary examination is just of qualifying nature for mains exam. The pattern of the Preliminary exam is given below:
S.No. Name of Tests(Objective) No. of Questions Maximum Marks Duration
1 English Language 30 30 Composite time of 1 hour
2 Numerical Ability 35 35
3 Reasoning Ability 35 35
  Total 100 100  
b. Bank PO Mains Exam Pattern:
Name of Tests (Objective) No. of Questions Maximum Marks Medium of Exam Time allotted for each test (Separately timed)
Reasoning Ability & Computer Aptitude 45 60 English & Hindi 60 minutes
English Language 35 40 English 40minutes
Data Analysis & Interpretation 35 60 English & Hindi 45 minutes
General Economy & Banking Awareness 40 40 English & Hindi 35 minutes
Total 190 200   3 Hour

Descriptive Test: English Language (Letter Writing & Essay) for 25 marks, time limit 30 minutes.
Important Note - Marks obtained by the candidates in the Main examination will be considered for shortlisting for Interview and preparation of final merit list.
Note: There will be negative marking for every wrong answers in both Preliminary and Main Examination for which there is a penalty of ¼ or 0.25 of the marks assigned to the particular question.

C) IBPS PO Interview:

The total marks allotted for Interview are 100. The qualifying marks in interview is 40% (35% for SC/ST/OBC/PWD candidates). The weightage (ratio) of CWE (Main exam) and interview for final merit list will be 80:20 respectively.

  • Student's Queries
    What is BANK Exam?
    Banking is one of the fastest growing industry in India and they are considered as sunrise sector of Indian Economy. More so, the government is focusing on providing banking facilities in every village and town, under its Financial Inclusion scheme. And hence, more and more branches of the banks are being opened in every part of the country. As the sector is growing very fast, it also needs manpower at various levels. Essentially the recruitment in bank sector happens at the following levels: Bank Probationary Officer (Bank PO): This is a managerial position in a bank. After the essential 1 to 2-year training, candidates are designated as Assistant Managers (AM) or Deputy Managers (DM). Starting Salary as a Bank PO ranges from Rs. 30,000 - Rs. 40,000, depending upon bank to bank and location of posting. Bank Clerks: As the name suggests, this is a clerical position in the bank and this can be considered as entry level job in a bank. Salary of a Bank Clerk is generally in the range of Rs. 20,000-25,000 depending on bank to bank and posting location. Specialist Officers (SO): Banks also hire candidates for specialist profiles like � IT Officer, HR Officer, Marketing Officer, Finance Officer, Law Officer, Agriculture Officer etc. Usually, the grade and the starting salary of Specialist Officer is in the same range as Probationary Officers.
    What is IBPS PO Exam?
    IBPS Probationary Officer (PO) is the common written exam, held for recruitment to nationalized banks in India for posts of Probationary Officer (PO). The Institute of Banking Personnel Selection (IBPS) conducts the exam on behalf of 21 nationalized banks (see list below) as a prerequisite for selection of Probationary Officers. IBPS is responsible for conducting the common written test while the vacancies in individual banks as well as the group discussions and personal interviewswill be carried out by the concerned bank.
    How many Banks conducts exams for BANK PO?
    IBPS conducts exams for the following banks: Allahabad Bank
    Andhra Bank
    Bank of Baroda
    Bank of India
    Bank of Maharashtra
    Canara Bank
    Central Bank of India
    Corporation Bank
    Dena Bank
    IDBI Bank
    Indian Bank
    Indian Overseas Bank
    Oriental Bank of Commerce
    Punjab National Bank
    Punjab and Sind Bank
    State Bank of India
    Syndicate Bank
    UCO Bank
    Union Bank of India
    United Bank of India
    Vijaya Bank
    What is BANK PO Exam? How To Clear BANK Exam and Become an BANK Officer ?

    Banking, in demand and The exam conducted by IBPS for Probationary Officer (PO) post is one of the most challenging and requires lot of preparation to prove your skills. PO as the designation itself denotes it is a responsible post in the bank. PO is just a step below the General Manager. PO is a gateway to General Manager post thus, lakh of candidates appear for thousand of vacancies makes the exam more challenging to crack. Appearing for Common Written Test (CWE) is the first step towards becoming a probationary officer, which is followed by a interview to prove your efficiency. How to get through the exam successfully without vulnerable to panic is the frequently asked question by the candidates appearing for the exam. CareerIndia provides you few tips on exam preparations and how to overcome the last minute apprehension in order to to make it to hit list. PO exam paper consists of following papers, Reasoning Ability 50 Marks, Numerical Aptitude 50 Marks, Computer 20 Marks, English Language 40 Marks, General Awareness 40 Marks, which mainly aims at assessing your proficiency over the subjects within the given time.

    1. Plan and practice regularly:

    Practice makes a man (or woman as the case may be) perfect. So make it a habit to practice daily to solve questions. As the exam approaches one should try to solve papers with a stop watch, followed by assessment of performance. Practice concepts of each and every section.

    2. Solve mock test seriously

    Mock Tests are appropriate way to check your performance. Attend mock test in coaching centres concentrate on clearing sectional cut off and gaining high score

    Make it a point to solve the at least 2 question papers everyday as this helps you find difficult areas in the test papers that you have covered and need revision.�One can score high marks in Reasoning and Quantitative section only through time management and clear concepts. Hence, daily practice is required to get perfection in these subjects.�Solving such tests will help you to accelerates your speed to solve the paper

    3. Focus on Time Management

    Time Management, the crucial and vital aspect of the exam. Practicing with stopwatch not only enables you to gain confidence over solving questions but with covering and solving all the section within the stipulated time.

    Do not get stuck with a particular question instead pass on to next question. Also make sure to go through all the questions n the section atleast once. Carefully select the question as it is not mandatory for you to solve all the questions. It also helps to avoid cut short of time.

    4. Accelerate Speed and Accuracy

    Speed and accuracy should go hand in hand to clear Mathematics and Reasoning papers, speed and accuracy are a must. Lots of concentration is required to maintain accuracy during your exam. Revision of your calculation is always helpful. While speed cannot be compromised at the cost of accuracy as it may end in leaving exam hall with a half-done paper.

    5. Clear Your Doubts

    Facing any problem while solving the questions or concept. Make sure to have a clear comprehension of the concept instead of ignoring or leaving it unread.

    6. Read Newspapers for GS and English

    Develop the habit of reading newspapers to update yourself with current affairs. Better read English newspaper as it improves your language skills and the General knowledge as well.�

    Which documents should be carried at the time of Interview?
    The 10th and 12th Mark-sheets along with the caste certificate and valid photo identity card is necessary to be carried at the time of Interview. Also, candidates can bring their score card.
    What is the educational qualification needed to appear in BANK exam ?

    Candidate should hold a graduation degree in any discipline from any university, recognized by the Government of India or any equivalent qualification recognized as such by the Central Government is required. Besides, the candidate should have a valid degree certificate that he/ she is a graduate on the day he / she registers and indicate the percentage of marks obtained in graduation while registering online.

    What is selection process of SBI Clerk Exam?

    The selection process of SBI Clerk consists of 3 phases:

    i) Phase I: Preliminary Examination (Online Objective Test)

    ii) Phase II: Main Examination (Online Objective Test)

    iii) Phase III: Language Proficiency Test

    Phase I: Preliminary Exam Pattern

    This will be an Online Objective Test consisting of 100 marks and 3 sections, which are distributed as follows:

    Sr. No. Name of Test No. of Questions Maximum Marks Duration (Mins)


    English Language





    Numerical Ability





    Reasoning Ability








    Phase II: Main Exam Pattern

    This will be an Online Objective Test consisting of 190 questions of 2 hours 40 minutes.

    S.No. Name of Test No. of Questions Max. Marks Duration (in Minutes)


    General/Financial Awareness





    General English





    Quantitative Aptitude





    Reasoning Ability & Computer Aptitude








    2 hours 40 minutes

    Final Selection
    • Phase I will be�only qualifying�in nature and the marks obtained in Phase I will not be considered for the Final Selection.
    • Final selection will be made on the basis of candidate’s performance in�Phase II examination.
    What is the salary of BANK officer ?

    According to which the revised salary of Bank PO will come into effect from 1st January 2016. January 2016. Thus the new entrant in a Bank as PO is liable to get Rs. 23,700 as basic pay. Rs. 980 is the annual increment that a Bank PO will get and it will be applicable for a period of 7 years.

    The initial Basic Pay of a clerk will be Rs.11765/-

    Eligibility criteria for BANK exam

    (a) Public Sector Banks (SBI PO, IBPS PO, SBI Clerk, IBPS Clerk)

    Age Limits : For the post of Clerks 18 - 28 yrs & for Officers/PO posts 21 - 30 yrs would be the general condition. Apart from this, there are relaxations for candidates of certain categories-
    Category Upper age limit increased by
    SC/ ST Candidates 5 years
    OBC 3 years
    Physically Challenged Candidates 10 years
    Ex- Servicemen 5 years
    Widows, Divorced women etc., 9 years

    (b) Regional Rural Banks

    For Regional Rural Banks, the division is done on the basis of the level / grade of the officer. Here is the age bracket / limit to be eligible for the following posts:

    Officer Scale- III �> Below 40 years

    Officer Scale- II �> Above 21 years and below 32 years

    Officer Scale- I �> Above 18 years and below 28 years

    Office Assistant �> Between 18 years and 28 years

    (c) SBI and SBI Associate Banks:

    In the case of State Bank of India (SBI) and the associate Banks of SBI, the age limit / age bracket is as follows:

    PO �> 21 to 30 years

    Clerical �> 18 to 28 years

    Apart from this the minimum educational qualification of the candidate must be that of a graduate from a designated University.

    A candidate must also not hold any criminal record. If found guilty, their candidature is likely to get cancelled.

    Age limit for BANK
    The age limit for the applicants is 21-30 years old.
    Vishnugupta Academy Classroom program for BANK Exam

    Classroom Program for UPSC Coaching is Daily 2-5 hrs classes.
    Printed notes.
    Best learning classroom environment with personalized touch of expert teachers.
    Most effective way of learning.
    Innovative and Unique learning methodology.
    Dedicated and expert faculty.
    Doubt clearing classes.
    Online & offline test series.


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